Max Levchin founded the site with the mission to lend money to people and spread the payment via instalment. Affirm has earned the trust of millions of customers; billions have been paid across the globe and Bank-grade security helps in securing all transaction using advanced encryption technologies.

How it works

• Create and account if you are a new user or sign in for existing user
• Complete the cart and choose Affirm as Checkout
• Input your mobile number to proceed
• Put in the verification code sent to your mobile number
• Wait till the purchase is approved and you are good to go

More details about Affirm can be found on http://www.affirm.com/.

Below are the sites like Affirm:

1). PEERFORM

Peerform is an online money loan management platform that is dedicated to lend all registered members who wish to take charge of their finances. Members get to enjoy low interest on all personal loans which will be disbursed to them with ease. It is also a peer-to-peer lending agency that was founded in the spring of 2010 and it is currently under the management of Versara Lending LLC. They deemed it fit to match all near-prime as well as prime borrowers who has qualified under the United States laws.

Accredited members can get loans up to $4,000 and $25,000 which will be serviced by the platform with transparency highly considered. Personal loans attract fee of up to 5.99% to 25.05% for 3 years payment plan. Note: All loans are only available to United States Residents who are up to the age of 18 years or more.

Individuals who wishes to become an investor on the platform can be rest assured that Peerform is has; State-of-the-Art fraud prevention system, Customization process, Attractive as well as Steady returns and Peerform Loan Analyzer. These processes will ensure that your investment is secured.

How it Works

• Sign up and get quick offer within minutes with no effect on your credit report
• Get your funds deposited directly to your account in few days
• Set the payment option to automatic for quick deduction and credit building
• No payment or fixed monthly charge attached.

Sign up for more details using https://www.peerform.com/. You can as well pay them a visit at their head office located at Peerform, Inc., 711 3rd Avenue, 6th floor, New York, NY 10017 United States.

2). ZEBIT

Zebit is another good alternate site like Affirm and it was founded in the late autumn of 2014 and it facilitates loans by allowing registered members to pay for products using their payment option.

With their latest technology they don’t have to be gouging as their client and it gives room for you to pay for all purchased item within your credit limit without interest or charge.

You can get more info about the platform via https://zebit.com/home/

3). WONGA

There series of stuffs Wonga users found attractive and that is what made it similar to Affirm. This is a financial payday loan facilitator and it is a British based. The platform helps individuals with high cost credit as well as those seeking for short-term credit.

The site was established during early winter of 2006 by two fintech gurus; Jonty Hurwitz and Errol Damelin. It was designed to service credit loans for individuals living in Poland, United Kingdom, South Africa and Spain. The Headquarters of Wonga is located in London United Kingdom.

In line with the Children Online Privacy Policy Act (COPPA), individuals below the age of 18 years will not be allowed to participate on this platform.

More instructions are attached for your perusal, kindly visit https://www.wonga.com/

4). EARNEST

This is among the sites like Affirm that manages financial services. Earnest was beginning its journey onward financial facilitation in the summer of 2013, with the mission to bring all financial difficulties to an abrupt stop. The conducted this reform process that will look beyond the financial credit score of an individual, they also consider other factors like, employment status, education as well as financial profile.

With Earnest, you can customize your loan to suit your financial responsibility and a grace period of 9-months is also given by Earnest as to ensure that you meet up with your loan repayment. Examples of the loans you will get include; Private Student Loan with 2.74% APR, Student Loan Refinancing with 3.50% APR and Personal Loans of up to $75,000 at 5.99% APR.

Those who tend to benefit from this platform are individuals who are up to the age of 18 years and are United States Citizen and those with permanent Resident Card of up to 10 years.

Earnest referral allows a registered User to refer a friend using a unique URL address code and reward awaits you for each referral made.

The platform presently has up to 200 employees and they specialized in Consumer Lending as well as Financial Technology. They have over 105,000 happy clients who have benefited from their services and a total of $8.6 billion on Student Loans Refinanced.

Your earnest desire can be processed via https://www.earnest.com/ or you can visit Earnest Operation LLC at 303 2nd St. Suite 401N, San Francisco, CA 94107 United States.

5). SQUARE

One of the features of this web based financial score aggregator and mobile payment servicing company is that they offer auxiliary and Point of Sales Terminals to their customers. The site was registered as Square, Inc. on the 12th of February, 2009 by Jim McKelvey, Jack Dorsey and Tristan O’Tierney in a small flat at St. Louis, Missouri. The platform serves members in Canada, Ireland, United States, United Kingdom, Japan and Australia.

To benefit from the privileges offered by Square LLC., you must be up to the age of 18 years or more and you must be from the designated states and countries stated above.

Square features more in Financial Services, Point of Sale and Mobile Payment. And consistency has earned them a total revenue of about US$5 billion FYI (2020). They have a total of 3,835 employees in their staff-workforce.

The mobile app accelerates the navigation around the platform and it makes it easy to access. The app is available to all iPad, iPhone as well as Android users. What are you still waiting for? Grab this opportunity and save yourself the burden of your financial health.

To become a member of this platform, all you need to do is to register using https://squareup.com/ and for more information visit Square Head Office at 1455 Market Street, Suite 600 San Francisco, CA 94103, USA.

6). ZEST FINANCE

Zest Finance hope to use machine learn to improve the lending marketplace. And they have become top United States financial facilitators for beginners. They employ the use of Artificial intelligence software as to meet up the daily needs of millions of consumers.

This site was founded in the year 2009 and incorporated as Zest Finance, Inc. and with their Risk analyzing technologies, they tend to make lenders and borrowers understand each step all the way. This process promotes accuracy in credit decisions, increased repayment fraction for the lenders as well as higher credit availability for all borrowers.

Zest Finance has a total number of 33 employees under the leadership of Douglas Merrill, who is the startup CEO. The management made it clear that all participants must be up to the age of 18 years and above.

To those who wish to borrow or become a lender, kindly visit the headquarters of ZestFinance located at 3900 W Alameda Ave, Suite 3000, Burbank, California 91505, US.

Learn more about Zest Finance by visiting their official URL address at http://zestfinance.com/ for more details.

7). PLASTIQ

This is an online payment facilitator and they created the platform in such a way, it will benefit both the business owner and the consumer.

How it Works

• Pay anyone without stress by just inputting the receipt name and bill information
• You will be charged up to 2.5% fee for each transaction made and no membership fee attached
• Your recipient gets the money by wire transfer, check or ACH transfer.
• You will receive email notification as recipient receives payment
• Your account will be receiving update of tracks by Plastiq.

This platform enables bill payment service for both businesses in search of an edge as well as savvy consumers who needs soft landing.

Some of the investors behind the seen includes; Accomplice, Khosla Ventures, Acorn Pacific Ventures, Top Tier, Fly Bridge Capital Partners and Nextview. The site has earned a unique reputation and it has been accredited with A+ rating by Better Business Bureau (BBB).

Visit the Plastiq support at 360 9th St., San Francisco, CA, 94103 United States for terms and conditions attached to each loan process. You can as well visit https://www.plastiq.com/ and access all required details.

Conclusion

From my research the sites look legit and you can try it out. Although there are more other sites like Affirm that are not lsited here, these

The post 7 Finacial Servicing Sites Like Affirm appeared first on FindSitesLike.Com.

Since conception, technology has evolved and transformed the world around the company, yet their mission remains as relevant as ever which is to make paying as simple, safe and above all smooth as possible.

This company is now one of Europe’s banks and it is providing payment solutions for 85 million customers across merchants in 17 countries. Klarna offers direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.

When the company acquired SOFORT in 2014, the Klarna Group was formed. Klarna is backed by investors such as Sequoia Capital, Bestseller, Permia, Visa and Atomico. Reports have it that Klarna has a very good customer service system.

It does not matter the time of day you need their services, they are always available on chat to help you find solutions around the clock 24/7. According to records, Klarna has total end customers of 85 million, more than 200,000 total number of merchants, around 1 million purchases per day, 2,700 number of employees, 90 plus number of different citizenships and 17 markets.

There are other good and safe to use websites that render the same services like Klarna. These websites can serve as an alternative website to Klarna whenever the need arises. As you read through, they will be all made known to you.

List of Sites Like Klarna:

1). PAYPAL

PayPal is an American web platform committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy.  Their open digital payments platform gives PayPal’s 277 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an application or I person.

Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money and offers choice and flexibility when sending payments, paying or getting paid. This software is available in more than 200 markets around the world, the

PayPal platform, including Braintree, venom and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies. For more information about PayPal, visit the company’s official web address www.paypal.com .

PayPal was launched on December 1998 as Confinity but presently it is a wholly-owned subsidiary of eBay. PayPal’s corporate headquarters are located in the North San Jose, Innovation District of San Jose California.

PayPal has operated across the European Union as a Luxembourg based bank.  The PayPal European headquarters are located in Luxembourg and the international headquarters are in Singapore.

2). KIVA

Kiva is an international nonprofit company founded in the year 2005. The company is with a mission to expand financial access to help underserved communities thrive. They do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services and addressing the underlying barriers to financial access around the world.

More than 1.7 billion people around the world are unbanked and can’t access the financial services they need.  That is why through Kiva platform, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.

Neither Kiva itself nor its individual lenders collect any interest on the loans it facilitates. The official web address of this company is www.kiva.org. Kiva is headquartered at San Francisco, California United States of America.

3). VENMO

Venmo is a website that allows you to pay and request money from your friends. As its core, venom provides a social way to pay your friends when you owe them money and don’t want to deal with cash.

You can transfer money to your bank by connecting your bank account to venmo. Bank transfers that are submitted before 7pm EST will typically be available in your bank account the next business day, excluding weekends and bank holidays. Transfers are reviewed which may result in delays or funds being frozen or removed from your venom account.

You can find more information about this platform by visiting their official web address www.venmo.com.  Venmo was launched in the year 2009 and presently has mobile application versions for android and iOS operating systems. Venmo has also included a social networking interaction.

It was created so friends could quickly split bills, whether that is for movies, dinner, rent, tickets or anything at all. When a user makes a transaction, the transaction details stripped on the payment amount are shared on the users feed and to the user’s network of friends.

Venmo has claimed that its security it bank-grade and that personal and financial data are encrypted and protected on secure servers to guard against any unauthorized transactions

4). VIABILL

Viabill is another web platform like Klarna that offers payment solutions that empower shoppers to have the freedom of choice. Their mission is to create a simple, transparent and hassle-free payment method. They give their shoppers the opportunity to buy now and pay later by splitting their payments into four equal monthly instalments with zero interest.

Today, Viabill merchants can finally offer their customers a transparent checkout experience. Viabill works with thousands of merchants across the United States, Denmark, Norway and Spain to create a better shopping experience. Via bill was founded in the year 2014 at Aarhus Denmark with a team of just five people but today, it has a record of up to 500 employees working in different parts of the world.

People always ask how they can add Viabill to their store. It is very simple. When you partner with Viabill, they handle everything for you. Their onboarding team will gather the necessary information to install Viabill on your store, typically within 24 hours.

If you wish to handle the integration by yourself, they will provide you with what you need to get started. To learn more about via bill platform and their mode of operation, visit the company’s official web address www.viabill.com. 

5). PAYMILL

Paymill was launched in 2012 with the vision to develop software and services to make online payments more accessible, more secured and more scalable for European entrepreneurs. Based on their core payment capabilities, their mission is to build the most comprehensive financial product and service platform for SME.

Customer centricity is of great essence so they aim to support different business model needs, minimize financial risks, streamline administrative processes and facilitate growth efforts.  Paymill benefits from 16 years of experience in the banking industry and can offer customers a much wider range of payment options.

The company is made of people who are fun, energetic and driven to help online businesses become a global success. Employees are encouraged to initiate their own projects and lead them through execution which makes it a great environment to grow both personally and professionally.

You can know more about Paymill by visiting their official web address www.paymill.com. The company is also active on social media platforms such as Facebook, Instagram and Twitter. They also have a mobile application version for android and iOS operating system users.

6). SPLITIT

Splitit is a global payment solution enabling shoppers to pay for purchases with an existing credit card by splitting the cost into interest-free monthly payments. Here is how this company works. For credit cards, they request authorization from the shopper’s company, reserving the total purchase amount from the shopper’s available line of credit.

Then, each month, according to the shopper’s payment plan, the instalment amount is collected and Splitit requests authorization for the remaining balance while for debit cards, Splitit request authorization from the shopper’s card company, reserving the total purchase amount from the shopper’s available line of credit.

At the time of purchase, you will only be charged for the first payment, but the entire amount will be held on your debit card as temporary hold and released within 5 business days. Splitit requires no application or registration.

There is instant approval by using the shoppers existing credit card level. Splitit is supported by Visa, MasterCard and Union pay. You will not be charged interest and there are no hidden fees.  www.splitit.com is the official website address of this platform. You can visit it to know more about their modes of operation.

7). TRANSFERWISE

Transferwise is a web platform that lets you send money, get paid, and spend money internationally. With a Transferwise account, you can send money abroad, get paid in other currencies and spend abroad on the Transferwise debit MasterCard. 

Creating a multi-currency account with Transferwise unlocks the full set of features available to their customers. This means you will be able to hold 50 plus currencies in balances in your account, convert currencies instantly in your account with low fees, get bank details to receive AUD, EUR, GBP, NZD, PLN and USD with no fees, set up direct in GBP and EUR, order a Transferwise debit card which is currently available in Europe, United States, Australia, New Zealand and Singapore and finally spend on the debit card in any currency with low fees.

To open a multi-currency account, you will need to get verified, usually with some photo Id, proof of address or a picture of you holding that ID. It usually takes about two working days. To know more about Transferwise visit their official web address www.transferwise.com.  Transferwise is safe, secure and regulated. They have helped over 6 million people send money to more than 70 countries. This platform was established in the year 2010 and based in London, United Kingdom.

8). WONGA

Wonga is another platform that offers short term loans for up to 6 months and they make money when their customers repay them quickly, not by continually extending a growing line of credit. They are serious about commitment to responsible lending.

Wonga is different from other online lenders because of their sophisticated and decision technology means the application and approval process takes literally minutes. They are the first company in the world to fully automate the lending process and they are able to make completely objective and responsible decisions around the clock.

There is no paperwork, no need to meet with a bank manager and no sitting for hours on hold on the phone. Wonga’s entire service is online and real-time. They are also uniquely flexible, allowing applicants to choose exactly how much cash they want to borrow and for how many days they need it. Their customers are not forced to borrow a fixed sum they might not need, or pay interest for any longer than necessary.

Wonga was founded in the year 2006 by Errol Damelin and Jonty Hurwitz and headquartered at London, United Kingdom. They serve areas such as the United Kingdom, Spain, Poland and South Africa.

The official website address to this platform is www.wonga.co.za. The company also has social media handles (Facebook, Twitter, Instagram and YouTube) where you can follow them and get more information on what is happening in the community.

Summary

Even in an ideal world there will always still be a need to send or receive money. Everybody has the occasional sending or receiving moments either internationally or locally. Those times in life an urgent expense or purchase pops up from nowhere.

This list of alternative sites to Klarna will do you a whole lot of good because they are all safe and secured platforms that have stood the test of time. Visit their various official addresses and find out which of them has a more favourable mode of operation.

The post 8 Online Payment Sites Like Klarna (2020 Updated) appeared first on FindSitesLike.Com.

PayPal serves as a good alternative to defunct traditional payment method, such as; money order or checks. They replace these methods with a secured and encrypted transaction using a digital connection.

It is an online web platform that allows a user to link up their debit card or credit card as to enable him to complete a secure online transaction. With the platform, anyone can pay for online items or services without glitch. PayPal offers purchase protection for all users which entails that you get to be reimbursed including the shipping cost if what you purchased is different from the one you saw in the advert. However, the terms and condition apply.

With PayPal you can return any dissatisfied purchase. This is significantly why you need to opt-in and start using PayPal to make any online purchase.

PayPal is in partnership with millions of brands across the globe, which includes; FTD, Groupon, Apple, eBay, Best Buy, Shoe.com and many more.

Payment with PayPal is unique as it allows subscribers to pay over-time using PayPal credit. Users get to split their bills over a period of 6 months, although you need credit approval to opt in. You can as well earn some points, rewards as well as miles from PayPal when you link up your Credit Card to your PayPal account and use it for online shopping or for online bill payments.

The site was established as PayPal Holdings, Inc. in the late winter of 1998 by Elon Musk, Max Levchin, Yu Pan, Peter Thiel, Luke Nosek and Ken Howery in Palo Alto California, United States.

PayPal, Venom, Xoom corporation, Honey, iZettle, Braintree and lots more are the subsidiary of Ebay. Due to its financial credibility, investors are willing to get their shares listed on the NASDAQ (PYPL) at the rate of $12.86.   

Membership is limited to individuals above the age of 13 years, which is in line with the Children Online Privacy Policy Act (COPPA) 1998 act.

Users with complaints and suggestions can reach out to PayPal Customer Service using 1 -888 -221 -1161. Or visit the official URL using https://www.paypal.com/. You can as well visit their head office located at 12312 Port Grace Blvd, La Vista, NE 68128 United States.

Similar Sites Like PayPal:

1). Venmo

 Another subsidiary of PayPal is Venmo which is an emerging new online payment platform that is wildly unique among twenty-first-century peeps.

Venmo was originally founded by Andrew Kortina in the summer of 2009 and it was registered as Venmo, LLC with their head office at New York, NY United States.

They are among the financial exchange company that promotes multifactor authentication. For security reasons, users are limited to the weekly transaction of $4,999.99, this includes both payments of goods, sending funds and Venmo MasterCard.

Users can choose between the web application or mobile app for the transaction. Business and Partnerships are welcome at any time. Venmo looks forward in partnering with all eligible applicants.

Registration is only for prospecting members who are above the age of 13 years and above, which is in line with the Children Online Privacy Policy Act (COPPA) of 1998.

Interested users can access the site using https://help.venmo.com/hc/en-us for more information.

2). Google Wallet

This another site like PayPal that offers peer to peer payment services and it was formerly known as Google Wallet, however, the site has undergone some merging thereby resulting to name change, known as Google Pay Send.

The name was coined out from Google Wallet and Android Pay, which are the two main apps that were combined for better result

Google Pay is a payment exchange that facilitates the receiving and sending of money via the web or mobile device. The platform is secured using Secured Socket Layer (SSL) encryption for maximum security and you need not worry much, when sending money, buying tickets and many more.

The site was initiated on the 26th May 2011 by Google LLC.

The payment platform is also available for all Android and IOS devices. You can also get web application.

Each user has transactional limits which include; $100 per transaction and a maximum of $1,200 per day, furthermore, other factors that may affect this policy is your Visa Credit or Debit transaction limit.

Just like PayPal, Google Pay requires each user to download the app from either, Google Play Store or App Store for IOS devices. The option of linking your credit or debit card is also available in Google pay, thereby enhancing the card security. The payment option available for users includes; Discover, PayPal, Master Card and American Express.

Some of the advantages of using Google Pay includes; No extra charge, Multiple rewards and cashback gains, Easy and Brisk medium of sending and receiving money, High-security tech to secure all transaction, Paying utility, online shopping, mobile recharge and many more.

All the following services are provided by Google LLC located at 1600 Amphitheatre Parkway, Mountain View, CA 94043, United States. You can as well get more insight into the platform using https://pay.google.com/.

3). Skrill

The name Skrill is another online financial venture like PayPal that allows payment or cash transfer across the internet. The site was previously known as Moneybookers before it was later merged.

Skrill started way back June 17, 2001 in London, United Kingdom.

As an ecommerce company, Skrill is poised in ensuring that money transfer across the globe is done with little or no fee. To reassure their users, how legit their business is, Skrill got the approval of Financial Conduct Authority (FCA) which is a regulatory body that manages electronic money issuance.

The management of Skrill was changed in January 2015 with Joel Leonoff as the new CEO and he manages over 500 employees.

Maximum transaction on this platform depends on your account linked to the site. In some cases, maximum transfers are from $135 to $25,000 per month.

Membership eligibility is limited to only those up to the age of 18 years and above. Registered users may proceed and download the app, which is available on Google Play, for Android users and App Store, for IOS devices.

Money transfers are limited to those countries that Skrill provides their services to them. however, you can use Skrill to withdraw funds, deposit funds, send and receive money, buying and selling of Cryptocurrency.

Users are advised to read the terms and condition before signing up, so that you will be aware of the various degree of administrative fees matted against offenders. Kindly visit https://www.skrill.com/en/ for more information.

Skrill offers some loyalty programs like the Skrill VIP and the Skrill Refer a friend.

For more updates, kindly visit Skrill at their headquarters located at Floor 27, 25 Canada Square, London, E14 5LQ, United Kingdom.

4). Payza (Closed) (Visit Payoneer.com)

Another site that vends money like PayPal is Payza. The site is a Canada based money exchange company. With Payza, you can do online business transaction as well as payment securely. As an online freelancer, merchant and other who need a suitable and secure channel to send or receive money.

Payza was established by Firoz Patel in Montreal, Canada and Payza is a subsidiary to MH Pillars Ltd.

To enjoy the services of Payza, kindly, use your visa card, credit card or ACH transfers, to send and receive money. As an online money processor, Payza is the best alternative for E-wallet services and payment processing.

As a User, you can enjoy referral bonus, which Payza is offering by inviting your friends and families to register and use any of their platform like web application https://payza.me/ or mobile app.

Payza supports online payment as well as remittance in over 50 countries and process payment of more than 20 currencies.

5). 2Checkout

One of the sites like PayPal is 2Checkout and it is payment processing platform that facilitates easy money transaction from one location to another.

The site was founded by Alex Hart and Erich Litch in the autumn of 2006, he has a vision of making online money exchange a hassle free for all.

As one of the leading compound monetized platform which enhances smooth and brisk business expansion globally thereby helping each user to manage their streams of revenue in a simplified digital ecommerce.

With 2Checkout, you need not to worry about how you can get your money or pay a client anywhere in the world. The platform helps you transact online with high PCI level One adherence in other to keep your business safe and secured. 

2Checkout supports all user who has challenge or complaint and with their 24/7 Merchant support unit ensure all

You can browse the official URL address using https://www.2checkout.com/ for more information on how to send and receive money, however, ensure that you read the terms and conditions first.

Conclusion

The sites are legit and secured for the online transaction. Check it out.

The post 5 Online Payment Sites Like Paypal appeared first on FindSitesLike.Com.